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I accompanied him to the temple today, the one he visits daily. It's a quaint and secluded little place, untouched by the hustle and bustle of the city, located near a rivulet that chirps only during the monsoon and surrounded by lush green trees that keep it kind of invisible.
He had a slight difficulty getting off the motorcycle, something I hadn't noticed before. After I parked close by, I caught up to him and walked a few paces behind him. The bald patch on his head was more prominent than I ever remember it being, as were the number of grays that partially covered it up. As he descended the steps of the temple he held the side-railing for support, the first time I've seen him do it. There was a discernible hobble in his gait as he meandered around the temple premise, a little slower than usual.
I prayed. And then we headed back.
Your dad's gotten old. Mine would have been in mid 60s had he been alive.
@CitizenMonk Hi, What do you when you get hungry ? You go eat. Nobody brings food to you.
Who is going to solve the mess in your life ? You. Nobody is going to do it for you.
How do you solve your issues ? By the resources you currently have. Nobody is going to give you a penny.
Who matters the most in life ? Parents and siblings. Nobody is going to care about you like them.
Sometimes, our own ego is our biggest hurdle in life. You are capable of solving your issues, its your ego that's not letting you do so. Let me elaborate.
You want to set up a coffee shop or a restaurant or a showroom. I ask, why not a 5 star hotel or why not a small snacks corner ? Its your ego that's measuring things for you. Do not listen to your ego, instead listen to your mind. Its asking you to do things which are beyond your resources. But, Hey the good news is that what you are aiming is certainly not beyond your capabilities. If you do it the right way, trust me, not just one restaurant, you will have a chain of restaurants. You just need to earn more resources and you will be good to go in this life.
First thing first, if you are not interested to be a civil servant. There's no point writing this exam. Civil services are the means and not the end itself. Take an exit, no point wasting your precious youth. Life is much more than just a job.
Here's what you need to. 1. Take an exit from this exam, but tell it to nobody. Let your relatives think you are stuck here. 2. Count your resources. 1/10th of your resource will be your investment capital. 3. Choose a business that can sustain the life you and your family. For a start, you should be earning around 35k or more. 4. Invest in small things, Invest in quality stuff, Invest in Affordable products, Invest in heavy demand domain. You will need to keep balancing these four things by making a trade off according to the sentiments in the market. Once you get a hang of these four things, you will start making profit. 5. Once you start making profit, take risks(along with insurance). Expand your domain aggressively. The main criteria is meeting the consumer demands. You will soon have enough resources in two or three years. Only then can you set up your own coffee shop or restaurant or showroom. Setting up your business by your own blood and sweat is the sweetest thing you will ever taste in life, trust me. There's nothing like that experience. Once you stand up on your own feet firmly, you can dictate terms in your life, and by god's grace if you make big, you will also dictate terms of your relatives lives also.
Summary, Get rid of your relatives dependency. Count the cash. Exit this exam. Get into the market. Mint money. Live your life.
What kind of business then? Let me share a few examples. Mango season : India is such a huge country - The demand for mango is immense during the season, people yearn for quality mangoes. You would be surprised to know the variety of mangoes that are available from north till the south. Research about them, go taste them, look at their quality, strike a deal with the farmers directly and make it available in a small store in your locality or in a crowded market. Variety of mangoes, quality, price is the way you are going to attract consumers. Market it online using social media. If you do all the things right, there's no reason why you cant sustain yourself on this. Exotic fruits : There's huge demand for south east asian tropical fruits in urban cities of India. Research about them. Similarly there's demand for protein rich food, organic veggies and fruits, quality dairy products or anything that sells on a daily basis. All you need to do is buy them cheap and sell them at a marginal profit. Key to large profit is the number of sales and not the high selling price.
Go out there, look around your locality. Visit all the categories of shop. Look at what they are selling. Make a list of all such small activities. Talk to them, understand their process and profits. Think how to invest in them. Get a guy or two from your village, give them jobs, let them assist you in your business.
If you keenly observe, there's lot you can do in small things in a big way.
I wish you all the best, take this as an opportunity to wriggle free from the clutches of your relatives. Make auntyji proud of you. Make sure to post the pictures of your restaurant here on the forum in a year or two, and with a discount for the members. Take care! You will win.
All the best for mains
I don't have the spare cash with myself. If I invest, I starve.
Waise mujhe lagta hai ki asli wali feelings to private me hi likhne me nikalti hai
I have an advice. Those who wish to share their feelings, emotions, any incident or any thing that they cannot share openly in public can make a new profile and write anything that they want and keep that profile for the purpose of this writing only. This advice is for those who feel hesitant in writing with their known profiles.
Instead of thanking me for this advice, just do me a favour. Please Keep writing till October
Baat sahi hai. Iseeliye yeh advice di hai maine. Shayad kaam aa jaye..
A very close relative of mine was worried at neither getting the revised pension nor the arrears as per the changes announced by the govt. She came to me with this pension problem around the middle of March, this year. It was the time when I was investing part of my free hours into my optional coverage. Deep inside, I also knew that the pension amount was the source of her bread and butter and that, she had plans with the arrears due to her.
Few weeks later, I approached her bank, only to find that the manager manning the govt section was out of the town. I went to the regional office of the bank - reached by 9.30, office opens by 10. The concerned person came by 12.30, all drunk. I tried to extract some information from him but failed.
Went to the same place after 2 days. That person was all sobre that day. I placed my problems and sought for redressal. He listened and advised me to go to the Treasury Office, after delivering few worthless lectures. Now this treasury office was located in a different town. As such, I was compelled to let him know that being an ex-banker, I had a fair idea about the system and that, the responsibility of Treasury Office (Audits/Accounts) vis-a-vis new pensioner is over once the pensioner starts getting pension via the bank.The problem I had could be sorted if only he, being an authority, forwarded my application to the regional CPPC (Central Pension Processing Centre).
He was adamant. I was forced to visit the Treasury Office, and as expected, from Treasury Office, I was again directed to visit the head Account and Audit Office.
The prelims was near. I gave up the chase but the worried face of my relative was unsettling. I visited her bank again, and luckily, the manager manning the govt section was present that day. After all those queries like submission of life certificates etc, he asked me to come with my application by next month (July).
I had had enough and finally decided to visit the regional CPPC, located in a different state. There I found a very affable senior lady manager. I was sceptical initially because institutions work through proper channels, which I had jumped and reached her directly, ofcourse after all those rigmaroles. She was all ears to every word I uttered. There, I was made aware that pensioners with basic < 3500 rupees had to be updated manually with the revised scheme because the bank software could handle only basics of 3500 and above. I felt my job was done there.
Today, my relative's account got credited with the revised pension. She got her arrears few days back. Thank you to that lady manager. :-)
Only if that regional office drunk manager had forwarded my letter to the CPPC, I would not have wasted days on travelling, visiting offices etc. My only wish now is to punch that drunk man hard on his nose, pin him down and pump bullets into his head. And when he takes his last breath, I'd smile and spit on his corpse.
A very close relative of mine was worried at neither getting the revised pension nor the arrears as per the changes announced by the govt. She came to me with this pension problem around the middle of March, this year. It was the time when I was investing part of my free hours into my optional coverage. Deep inside, I also knew that the pension amount was the source of her bread and butter and that, she had plans with the arrears due to her.
Few weeks later, I approached her bank, only to find that the manager manning the govt section was out of the town. I went to the regional office of the bank - reached by 9.30, office opens by 10. The concerned person came by 12.30, all drunk. I tried to extract some information from him but failed.
Went to the same place after 2 days. That person was all sobre that day. I placed my problems and sought for redressal. He listened and advised me to go to the Treasury Office, after delivering few worthless lectures. Now this treasury office was located in a different town. As such, I was compelled to let him know that being an ex-banker, I had a fair idea about the system and that, the responsibility of Treasury Office (Audits/Accounts) vis-a-vis new pensioner is over once the pensioner starts getting pension via the bank.The problem I had could be sorted if only he, being an authority, forwarded my application to the regional CPPC (Central Pension Processing Centre).
He was adamant. I was forced to visit the Treasury Office, and as expected, from Treasury Office, I was again directed to visit the head Account and Audit Office.
The prelims was near. I gave up the chase but the worried face of my relative was unsettling. I visited her bank again, and luckily, the manager manning the govt section was present that day. After all those queries like submission of life certificates etc, he asked me to come with my application by next month (July).
I had had enough and finally decided to visit the regional CPPC, located in a different state. There I found a very affable senior lady manager. I was sceptical initially because institutions work through proper channels, which I had jumped and reached her directly, ofcourse after all those rigmaroles. She was all ears to every word I uttered. There, I was made aware that pensioners with basic < 3500 rupees had to be updated manually with the revised scheme because the bank software could handle only basics of 3500 and above. I felt my job was done there.
Today, my relative's account got credited with the revised pension. She got her arrears few days back. Thank you to that lady manager. :-)
Only if that regional office drunk manager had forwarded my letter to the CPPC, I would not have wasted days on travelling, visiting offices etc. My only wish now is to punch that drunk man hard on his nose, pin him down and pump bullets into his head. And when he takes his last breath, I'd smile and spit on his corpse.
My desire now is something too basic- to have a sound sleep.i envy people who get sound sleep.havet slept peacefully since years.i am still trying to decipher how the poor priest couple in my backyard with meagre earnings and no basic amenities remain happy all the time and get to sleep by 10 pm.
A very close relative of mine was worried at neither getting the revised pension nor the arrears as per the changes announced by the govt. She came to me with this pension problem around the middle of March, this year. It was the time when I was investing part of my free hours into my optional coverage. Deep inside, I also knew that the pension amount was the source of her bread and butter and that, she had plans with the arrears due to her.
Few weeks later, I approached her bank, only to find that the manager manning the govt section was out of the town. I went to the regional office of the bank - reached by 9.30, office opens by 10. The concerned person came by 12.30, all drunk. I tried to extract some information from him but failed.
Went to the same place after 2 days. That person was all sobre that day. I placed my problems and sought for redressal. He listened and advised me to go to the Treasury Office, after delivering few worthless lectures. Now this treasury office was located in a different town. As such, I was compelled to let him know that being an ex-banker, I had a fair idea about the system and that, the responsibility of Treasury Office (Audits/Accounts) vis-a-vis new pensioner is over once the pensioner starts getting pension via the bank.The problem I had could be sorted if only he, being an authority, forwarded my application to the regional CPPC (Central Pension Processing Centre).
He was adamant. I was forced to visit the Treasury Office, and as expected, from Treasury Office, I was again directed to visit the head Account and Audit Office.
The prelims was near. I gave up the chase but the worried face of my relative was unsettling. I visited her bank again, and luckily, the manager manning the govt section was present that day. After all those queries like submission of life certificates etc, he asked me to come with my application by next month (July).
I had had enough and finally decided to visit the regional CPPC, located in a different state. There I found a very affable senior lady manager. I was sceptical initially because institutions work through proper channels, which I had jumped and reached her directly, ofcourse after all those rigmaroles. She was all ears to every word I uttered. There, I was made aware that pensioners with basic < 3500 rupees had to be updated manually with the revised scheme because the bank software could handle only basics of 3500 and above. I felt my job was done there.
Today, my relative's account got credited with the revised pension. She got her arrears few days back. Thank you to that lady manager. :-)
Only if that regional office drunk manager had forwarded my letter to the CPPC, I would not have wasted days on travelling, visiting offices etc. My only wish now is to punch that drunk man hard on his nose, pin him down and pump bullets into his head. And when he takes his last breath, I'd smile and spit on his corpse.
Zil-e-Ilahi, I'll pay you a visit for my grievance redressal.
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I don't have the spare cash with myself. If I invest, I starve.
https://drive.google.com/file/d/0ByIBvdIwrm0UalBYQkVKVWI0NXc/view?usp=sharing
But that it went in little ways"
Few weeks later, I approached her bank, only to find that the manager manning the govt section was out of the town. I went to the regional office of the bank - reached by 9.30, office opens by 10. The concerned person came by 12.30, all drunk. I tried to extract some information from him but failed.
Went to the same place after 2 days. That person was all sobre that day. I placed my problems and sought for redressal. He listened and advised me to go to the Treasury Office, after delivering few worthless lectures. Now this treasury office was located in a different town. As such, I was compelled to let him know that being an ex-banker, I had a fair idea about the system and that, the responsibility of Treasury Office (Audits/Accounts) vis-a-vis new pensioner is over once the pensioner starts getting pension via the bank.The problem I had could be sorted if only he, being an authority, forwarded my application to the regional CPPC (Central Pension Processing Centre).
He was adamant. I was forced to visit the Treasury Office, and as expected, from Treasury Office, I was again directed to visit the head Account and Audit Office.
The prelims was near. I gave up the chase but the worried face of my relative was unsettling. I visited her bank again, and luckily, the manager manning the govt section was present that day. After all those queries like submission of life certificates etc, he asked me to come with my application by next month (July).
I had had enough and finally decided to visit the regional CPPC, located in a different state. There I found a very affable senior lady manager. I was sceptical initially because institutions work through proper channels, which I had jumped and reached her directly, ofcourse after all those rigmaroles. She was all ears to every word I uttered. There, I was made aware that pensioners with basic < 3500 rupees had to be updated manually with the revised scheme because the bank software could handle only basics of 3500 and above. I felt my job was done there.
Today, my relative's account got credited with the revised pension. She got her arrears few days back. Thank you to that lady manager. :-)
Only if that regional office drunk manager had forwarded my letter to the CPPC, I would not have wasted days on travelling, visiting offices etc. My only wish now is to punch that drunk man hard on his nose, pin him down and pump bullets into his head. And when he takes his last breath, I'd smile and spit on his corpse.