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Friends a lot of candidates registered on forum must be giving this years mains. Well I think I will be one of them. So what I want to say is that rather than beating around he bush we should rather build on each others strength. I hope that we all MUST contribute to it. Thanx.
Debt recovery bill passed The Rajya Sabha on 9 August 2016 passed the Debt Recovery Bill which will help speedy recovery of bad loans. The Enforcement of Security
Interest and Recovery of Debts Laws and Miscellaneous Provisions (Amendment) Bill was passed by a voice vote and it explained the need to amend old laws especially the SARFAESI ACT.
What The bill amends four laws -- Sarfaesi Act, DRT Act, Indian Stamp Act and Depositories Act. The law simplifies the procedure which ensures quick disposal of pending cases of banks and financial institutions by Debt Recovery Tribunal (DRT). DRTs will have to dispose a case in 180 days and the affected party will have to deposit 25 per cent of the amount if he or she chooses to appeal against the order. There are around 70,000 loan related cases pending in the DRTs. The overall objective of the bill is to empower the banking system legally and expeditiously. The new law will also create a central registry to maintain records of transactions related to secured assets. It will also create a central database to integrate records of property registered under various registration systems with this central registry. The new law provides that secured creditors can't take possession of the collateral unless it is registered with the registry. Also, such creditors who have registered the security will have priority over others in the repayment of dues.
Debt recovery bill passed The Rajya Sabha on 9 August 2016 passed the Debt Recovery Bill which will help speedy recovery of bad loans. The Enforcement of Security
Interest and Recovery of Debts Laws and Miscellaneous Provisions (Amendment) Bill was passed by a voice vote and it explained the need to amend old laws especially the SARFAESI ACT.
What The bill amends four laws -- Sarfaesi Act, DRT Act, Indian Stamp Act and Depositories Act. The law simplifies the procedure which ensures quick disposal of pending cases of banks and financial institutions by Debt Recovery Tribunal (DRT). DRTs will have to dispose a case in 180 days and the affected party will have to deposit 25 per cent of the amount if he or she chooses to appeal against the order. There are around 70,000 loan related cases pending in the DRTs. The overall objective of the bill is to empower the banking system legally and expeditiously. The new law will also create a central registry to maintain records of transactions related to secured assets. It will also create a central database to integrate records of property registered under various registration systems with this central registry. The new law provides that secured creditors can't take possession of the collateral unless it is registered with the registry. Also, such creditors who have registered the security will have priority over others in the repayment of dues.
Good just ask y
Debt recovery bill passed The Rajya Sabha on 9 August 2016 passed the Debt Recovery Bill which will help speedy recovery of bad loans. The Enforcement of Security
Interest and Recovery of Debts Laws and Miscellaneous Provisions (Amendment) Bill was passed by a voice vote and it explained the need to amend old laws especially the SARFAESI ACT.
What The bill amends four laws -- Sarfaesi Act, DRT Act, Indian Stamp Act and Depositories Act. The law simplifies the procedure which ensures quick disposal of pending cases of banks and financial institutions by Debt Recovery Tribunal (DRT). DRTs will have to dispose a case in 180 days and the affected party will have to deposit 25 per cent of the amount if he or she chooses to appeal against the order. There are around 70,000 loan related cases pending in the DRTs. The overall objective of the bill is to empower the banking system legally and expeditiously. The new law will also create a central registry to maintain records of transactions related to secured assets. It will also create a central database to integrate records of property registered under various registration systems with this central registry. The new law provides that secured creditors can't take possession of the collateral unless it is registered with the registry. Also, such creditors who have registered the security will have priority over others in the repayment of dues.
Just ask ur fellow guys to do as much as possible. I am spreading it to mine
■PM's most important was his visit to South Africa, a member of the BRICS group of large emerging economies, and including Russia.
■BRICs was coined by the then chairman of Goldman Sachs Asset Management, Jim O'Neill, in 2001 who characterised them as countries with enormous growth potential and promising markets for finance capital. This general prognosis for the future took a concrete turn when these countries met on the margins of the United Nations General Assembly session in 2006 to launch a new economic group. They are holding annual summits since 2009, and with South Africa joining them in 2011 the group is now referred to as BRICS.
■In their annual summit in Brazil in 2014, this new group of countries with high growth rates posed a direct challenge to the hegemony of the International Monetary Fund (IMF) and the World Bank by announcing a Contingency Reserve Arrangement, with an initial capitalisation of $ 100 billion to be utilised, if necessary, by the BRICS countries, and the "New Development Bank," also with a capital of $ 100 billion open to all members of the United Nations.
■As India prepares for the eighth annual BRICS summit at Panaji, Goa, in October, many western analysts are preparing to write the obituary of this South-South challenge to the total dominance of the West in world affairs. The Nobel Laureate economist Michael Spence, in his book, The Next Convergence, published in 2011, predicted BRICS would replace the West as the main drivers of the global economy, with their combined GDP to exceed more than half of the whole world. they would grow by endogenous demand created by an increasing middle class and their internal trade would make them less dependent on the demands from the West.
■But right after his book was published, BRICS economies started to falter.What happened?
To start with the fundamentals, macroeconomic indicators of the BRICS bloc are widely divergent. This is in sharp contrast to the G-7 countries, and points to the vulnerability of BRICS as a coherent economic group. Initially this divergence actually strengthened the ties among the BRICS group, as real growth driven by exports using cheap labour achieved its zenith in China. The oil and mineral rich countries of Brazil, Russia and South Africa played on the insatiable demand of the China's growth engine by massively exporting to that country. Despite enjoying the same cheap labour advantage, India could not compete with China on the global market and grew by incentivising the middle class for consumer-led growth.
■The banking crisis that has crippled the West since 2007 did not affect the BRICS group much as their banks were relatively isolated from the global financial capital. China alone had a $ 586 billion stimulus programme, larger than the $ 787 billion stimulus of the United States if we take into account their relative economic strengths. By 2011 the effects of those stimulus measures Resulted in the inflation in BRICS,picking up and growth dramatically slowing down. Brazil grew at 1.5 per cent in 2012, down from 5.3 per cent in 2010; Russia at 2.9 per cent from 4.9 per cent, China at 7.2 per cent from 9.8 per cent and India at 4.5 per cent from 8.9 per cent. Matters became worse in the following years, except for India, with Brazil registering two consecutive years of negative growth and Russia's economy in total disarray with the collapse of oil prices and European sanctions as protest against Russia's annexation of Crimea and helping the rebel forces in Eastern Ukraine to fight against the government in Kiev. The situation in Brazil was made worse by the political chaos there.
■The elephant in the room has always been China. Its unprecedented 10+ per cent growth rate for a stretch of thirty years has now come down to less than 7 per cent last year. There were several factors. The anaemic economies of the West could not sustain China's massive export growth any longer. Secondly, the investment led growth of China was not sustainable forever, and efforts were underway by the state planners to stimulate domestic consumption.Thirdly, this investment-led growth caused many inefficient allocations in infrastructure projects. Finally, as a consequence, banks are saddled with huge non-performing loans. This last phenomenon has hit Brazil the hardest, as the economy became too dependent on export of raw materials to China. China's slow growth reduced its demand for energy, resulting in the collapse of oil prices worldwide. This, in turn, caused havoc to the Russian economy that is heavily dependent on its oil and gas industry. The oil price dip has helped India though, as it is largely dependent on imported oil to run its growing economy. Still, investment in India is yet to pick up, despite all-out efforts by the Modi government during the last two years.
■The greatest difficulty of BRICS, however, is incoherence of their international politics, something economists ignore in their belief that their specialisation is a stand-alone scientific discipline. It is not very dissimilar from the problems faced by SAARC. If we analyse the G-7 group of the rich countries, we see that they are from Western Europe, or dominated by their descendants as in the US and Canada. The only exception is Japan that seems to be an honorary member of the club. Their common undeclared purpose is to hold on to their dominance of the whole world, economically, politically and militarily, even after de-colonisation. They have one leader, the United States of America.
■For BRICS, Brazil and South Africa are geographical anachronisms. The real strength lies potentially in the huge contiguous landmass covered by Russia, China and India, stretching all the way from the Arctic to the tip of the Indian Ocean. China wants to play the role of the United States in this group, but the racial and cultural differences with Russia and India are too large to make it acceptable to them. Even if China and Russia agree to a modus vivendi, the situation between China and India is far more complex. India suffered a crushing defeat in the 1962 border war with China. We have a border dispute with China over thousands of miles in the Himalayas, with China claiming a large part of our territory, and now posting soldiers in the disputed region of Kashmir at Pakistan's behest. In her understandable ambition to be a world superpower, along with the United States, China has every reason to be Pakistan's all-weather friend. It checks India's ambition to extend its influence to Central Asia and undermines the possibility of India forming an axis with Russia to thwart China's influence in that mineral rich region. China's projection of power in the South China Sea is being indirectly challenged by India by forging closer ties with Vietnam and undertaking joint naval exercises with the US and Japan. India's loud diplomacy over membership of the Nuclear Suppliers' Group has been openly sabotaged by China.
■Our possible total embrace of the US is viewed with great concern by Russia, a country that bailed us out on many occasions in the past by using its veto in the United Nations. Russia is also unhappy for steadily losing their market share of military hardware bought by India. It is difficult for BRICS to perform optimally given these geo-strategic imperatives. It still has potential to continue as a modest counterweight to the Western economic domination. Let us hope it does not become as meaningless as SAARC in the future.
■After world war II, Potsdam treaty between allies of War the Soviet n USA ,Show mutual differences wrt reconciliation of Germany and Europe.Ushering an era of cold war.
■USA vs SOVIET/West vs East/Capitalism vs communism/Pluralism vs Totalitarianism.
■Yalta Conference In Feburary of 1945 where Joseph Stalin, Winston Churchill and Franklin D. Roosevelt met again to discuss in Yalta. They talked about the Yalta Agreement which included the fate of Europe after the war (Poland borders) and the creation of the United Nations.
■Iron Curtain This is a term used to describe the boundary that that separated the Warsaw Pact countries from the NATO countries. This showed the way Europe was viewed after WWII. To the east were countries associated with the Soviet Union and to the west were countries with democratic governments.
■Truman Doctrine This was policy set forth by Harry Truman stating that the United States would support any nation whose stability was threatened by communism or the Soviet Union (specifically Greece & Turkey)
■Marshall Plan George Marshall was the genius behind a plan to help rebuild Europe after World War II & to prevent communism from taking over in war torn countries.
■NATO The (NATO) North Atlantic Treaty Organization is a military and secruity alliance based on the North Atlantic Treaty. The original 12 that formed this group was Belgium Canada Denmark France Iceland Italy Luxembourg Netherlands Norway Portugal United Kingdom United States
■Warsaw Pact This was an agreement between several communist states of Europe in response to the NATO.
■Sputnik The first Earth-orbiting artificial satellite
■Mao Zedong This person led a successful communist revolution in China in 1949.
■Berlin Blockade/Airlift The Berlin Blockade is where the Soviet Union blocked the Western Allies' railway and road access to the sectors of Berlin to prevent unifying the western part of the country. In response, Western Allies carried supplies through the air ot them instead. It was a major victory for the United States.
■Brinksmanship The act of pushing a situation to the verge of war, in order to threaten, and encourage one's opponent to back down. For example, the constant competition between the United States of America and the Soviet Union during the Cold War.
■Communism The USSR government and a movement for stateless and classless society where the philosophies of Karl Marx were taken into account.
■Cold War US vs. Soviet Union by fighting each other indirectly. There was no 'hot' attacks on each other, but instead they fought through other countries. It was a political and economic stuggle between these nations.
■Korean War North Korea was communist. South Korea was not. North Korean soldiers went into South Korea to unite the country under one communist government. The war was a result of a political division of Korea.
■Limited War A type of war whose objective is less than the defeat of the enemy. This was Harry S. Truman's prespective during the Cold War.
■Mutually Assured Destruction A doctrine of military strategy in which a full-scale use of nuclear weapons are used by two opposing sides effectively resulting in the destruction of both the attacker and the defender.
■Massive Retaliation A strategy in which a state commits itself to retaliate in much greater force after their attacker attacks. The point is to make the size of the retaliation bigger than the size of the attack.
■CIA Central Intelligance Agency, the United States' organization for gathering intelligance on other nations.
■KGB The Soviet Union's organization for gathering intelligance on other nations.
■Bay of Pigs Invasion This was an unsuccessful attempt to overthrow the Cuban governement by sending a CIA-trained force of Cuban exiles to invade southern Cuba.
■Cuban Missile Crisis This was the most serious U.S.-Soviet confrontation of the Cold War, also known as the sixteen days in October. Soviets were putting missles on island of Cuba. United States sets up blockade to stop Soviet ships from bringing more missles into Cuba.
■Berlin Wall A barrier constructed by the German Democratic Republic between west and east Berlin.
■START Treaty-in early 1990s between USA n Russian federation formally ending cold war with mutual Strategic Arms race treduction treaty.
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1) indian diaspora and their importance and concerns
2) india and indian ocean or Pacific ocean
The Rajya Sabha on 9 August 2016 passed the Debt Recovery Bill which will help speedy recovery of bad loans. The Enforcement of Security
Interest and Recovery of Debts Laws and Miscellaneous Provisions (Amendment) Bill was passed by a voice vote and it explained the need to amend old laws especially the SARFAESI ACT.
What
The bill amends four laws -- Sarfaesi Act, DRT Act, Indian Stamp Act and Depositories Act.
The law simplifies the procedure which ensures quick disposal of pending cases of banks and financial institutions by Debt Recovery Tribunal (DRT).
DRTs will have to dispose a case in 180 days and the affected party will have to deposit 25 per cent of the amount if he or she chooses to appeal against the order. There are around 70,000 loan related cases pending in the DRTs.
The overall objective of the bill is to empower the banking system legally and expeditiously.
The new law will also create a central registry to maintain records of transactions related to secured assets.
It will also create a central database to integrate records of property registered under various registration systems with this central registry.
The new law provides that secured creditors can't take possession of the collateral unless it is registered with the registry. Also, such creditors who have registered the security will have priority over others in the repayment of dues.
■PM's most important was his visit to South Africa, a member of the BRICS group of large emerging economies, and including Russia.
■BRICs was coined by the then chairman of Goldman Sachs Asset Management, Jim O'Neill, in 2001 who characterised them as countries with enormous growth potential and promising markets for finance capital. This general prognosis for the future took a concrete turn when these countries met on the margins of the United Nations General Assembly session in 2006 to launch a new economic group. They are holding annual summits since 2009, and with South Africa joining them in 2011 the group is now referred to as BRICS.
■In their annual summit in Brazil in 2014, this new group of countries with high growth rates posed a direct challenge to the hegemony of the International Monetary Fund (IMF) and the World Bank by announcing a Contingency Reserve Arrangement, with an initial capitalisation of $ 100 billion to be utilised, if necessary, by the BRICS countries, and the "New Development Bank," also with a capital of $ 100 billion open to all members of the United Nations.
■As India prepares for the eighth annual BRICS summit at Panaji, Goa, in October, many western analysts are preparing to write the obituary of this South-South challenge to the total dominance of the West in world affairs. The Nobel Laureate economist Michael Spence, in his book, The Next Convergence, published in 2011, predicted BRICS would replace the West as the main drivers of the global economy, with their combined GDP to exceed more than half of the whole world. they would grow by endogenous demand created by an increasing middle class and their internal trade would make them less dependent on the demands from the West.
■But right after his book was published, BRICS economies started to falter.What happened?
To start with the fundamentals, macroeconomic indicators of the BRICS bloc are widely divergent. This is in sharp contrast to the G-7 countries, and points to the vulnerability of BRICS as a coherent economic group. Initially this divergence actually strengthened the ties among the BRICS group, as real growth driven by exports using cheap labour achieved its zenith in China. The oil and mineral rich countries of Brazil, Russia and South Africa played on the insatiable demand of the China's growth engine by massively exporting to that country. Despite enjoying the same cheap labour advantage, India could not compete with China on the global market and grew by incentivising the middle class for consumer-led growth.
■The banking crisis that has crippled the West since 2007 did not affect the BRICS group much as their banks were relatively isolated from the global financial capital. China alone had a $ 586 billion stimulus programme, larger than the $ 787 billion stimulus of the United States if we take into account their relative economic strengths. By 2011 the effects of those stimulus measures Resulted in the inflation in BRICS,picking up and growth dramatically slowing down. Brazil grew at 1.5 per cent in 2012, down from 5.3 per cent in 2010; Russia at 2.9 per cent from 4.9 per cent, China at 7.2 per cent from 9.8 per cent and India at 4.5 per cent from 8.9 per cent. Matters became worse in the following years, except for India, with Brazil registering two consecutive years of negative growth and Russia's economy in total disarray with the collapse of oil prices and European sanctions as protest against Russia's annexation of Crimea and helping the rebel forces in Eastern Ukraine to fight against the government in Kiev. The situation in Brazil was made worse by the political chaos there.
■The elephant in the room has always been China. Its unprecedented 10+ per cent growth rate for a stretch of thirty years has now come down to less than 7 per cent last year. There were several factors. The anaemic economies of the West could not sustain China's massive export growth any longer. Secondly, the investment led growth of China was not sustainable forever, and efforts were underway by the state planners to stimulate domestic consumption.Thirdly, this investment-led growth caused many inefficient allocations in infrastructure projects. Finally, as a consequence, banks are saddled with huge non-performing loans. This last phenomenon has hit Brazil the hardest, as the economy became too dependent on export of raw materials to China. China's slow growth reduced its demand for energy, resulting in the collapse of oil prices worldwide. This, in turn, caused havoc to the Russian economy that is heavily dependent on its oil and gas industry. The oil price dip has helped India though, as it is largely dependent on imported oil to run its growing economy. Still, investment in India is yet to pick up, despite all-out efforts by the Modi government during the last two years.
■The greatest difficulty of BRICS, however, is incoherence of their international politics, something economists ignore in their belief that their specialisation is a stand-alone scientific discipline. It is not very dissimilar from the problems faced by SAARC. If we analyse the G-7 group of the rich countries, we see that they are from Western Europe, or dominated by their descendants as in the US and Canada. The only exception is Japan that seems to be an honorary member of the club. Their common undeclared purpose is to hold on to their dominance of the whole world, economically, politically and militarily, even after de-colonisation. They have one leader, the United States of America.
■For BRICS, Brazil and South Africa are geographical anachronisms. The real strength lies potentially in the huge contiguous landmass covered by Russia, China and India, stretching all the way from the Arctic to the tip of the Indian Ocean. China wants to play the role of the United States in this group, but the racial and cultural differences with Russia and India are too large to make it acceptable to them. Even if China and Russia agree to a modus vivendi, the situation between China and India is far more complex. India suffered a crushing defeat in the 1962 border war with China. We have a border dispute with China over thousands of miles in the Himalayas, with China claiming a large part of our territory, and now posting soldiers in the disputed region of Kashmir at Pakistan's behest. In her understandable ambition to be a world superpower, along with the United States, China has every reason to be Pakistan's all-weather friend. It checks India's ambition to extend its influence to Central Asia and undermines the possibility of India forming an axis with Russia to thwart China's influence in that mineral rich region. China's projection of power in the South China Sea is being indirectly challenged by India by forging closer ties with Vietnam and undertaking joint naval exercises with the US and Japan. India's loud diplomacy over membership of the Nuclear Suppliers' Group has been openly sabotaged by China.
■Our possible total embrace of the US is viewed with great concern by Russia, a country that bailed us out on many occasions in the past by using its veto in the United Nations. Russia is also unhappy for steadily losing their market share of military hardware bought by India. It is difficult for BRICS to perform optimally given these geo-strategic imperatives. It still has potential to continue as a modest counterweight to the Western economic domination. Let us hope it does not become as meaningless as SAARC in the future.
■After world war II, Potsdam treaty between allies of War the Soviet n USA ,Show mutual differences wrt reconciliation of Germany and Europe.Ushering an era of cold war.
■USA vs SOVIET/West vs East/Capitalism vs communism/Pluralism vs Totalitarianism.
■Yalta Conference In Feburary of 1945 where Joseph Stalin, Winston Churchill and Franklin D. Roosevelt met again to discuss in Yalta. They talked about the Yalta Agreement which included the fate of Europe after the war (Poland borders) and the creation of the United Nations.
■Iron Curtain This is a term used to describe the boundary that that separated the Warsaw Pact countries from the NATO countries. This showed the way Europe was viewed after WWII. To the east were countries associated with the Soviet Union and to the west were countries with democratic governments.
■Truman Doctrine This was policy set forth by Harry Truman stating that the United States would support any nation whose stability was threatened by communism or the Soviet Union (specifically Greece & Turkey)
■Marshall Plan George Marshall was the genius behind a plan to help rebuild Europe after World War II & to prevent communism from taking over in war torn countries.
■NATO The (NATO) North Atlantic Treaty Organization is a military and secruity alliance based on the North Atlantic Treaty. The original 12 that formed this group was
Belgium
Canada
Denmark
France
Iceland
Italy
Luxembourg
Netherlands
Norway
Portugal
United Kingdom
United States
■Warsaw Pact This was an agreement between several communist states of Europe in response to the NATO.
■Sputnik The first Earth-orbiting artificial satellite
■Mao Zedong This person led a successful communist revolution in China in 1949.
■Berlin Blockade/Airlift The Berlin Blockade is where the Soviet Union blocked the Western Allies' railway and road access to the sectors of Berlin to prevent unifying the western part of the country. In response, Western Allies carried supplies through the air ot them instead. It was a major victory for the United States.
■Brinksmanship The act of pushing a situation to the verge of war, in order to threaten, and encourage one's opponent to back down. For example, the constant competition between the United States of America and the Soviet Union during the Cold War.
■Communism The USSR government and a movement for stateless and classless society where the philosophies of Karl Marx were taken into account.
■Cold War US vs. Soviet Union by fighting each other indirectly. There was no 'hot' attacks on each other, but instead they fought through other countries. It was a political and economic stuggle between these nations.
■Korean War North Korea was communist. South Korea was not. North Korean soldiers went into South Korea to unite the country under one communist government. The war was a result of a political division of Korea.
■Limited War A type of war whose objective is less than the defeat of the enemy. This was Harry S. Truman's prespective during the Cold War.
■Mutually Assured Destruction A doctrine of military strategy in which a full-scale use of nuclear weapons are used by two opposing sides effectively resulting in the destruction of both the attacker and the defender.
■Massive Retaliation A strategy in which a state commits itself to retaliate in much greater force after their attacker attacks. The point is to make the size of the retaliation bigger than the size of the attack.
■CIA Central Intelligance Agency, the United States' organization for gathering intelligance on other nations.
■KGB The Soviet Union's organization for gathering intelligance on other nations.
■Bay of Pigs Invasion This was an unsuccessful attempt to overthrow the Cuban governement by sending a CIA-trained force of Cuban exiles to invade southern Cuba.
■Cuban Missile Crisis This was the most serious U.S.-Soviet confrontation of the Cold War, also known as the sixteen days in October. Soviets were putting missles on island of Cuba. United States sets up blockade to stop Soviet ships from bringing more missles into Cuba.
■Berlin Wall A barrier constructed by the German Democratic Republic between west and east Berlin.
■START Treaty-in early 1990s between USA n Russian federation formally ending cold war with mutual Strategic Arms race treduction treaty.