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4-D solution for banking industry

Coukd anybody explain to me about the 4Ds-deregulation, differentiation, diversification and disinterring?I am a bit confused..do reply soon.
Thanks

Comments

  • Dekho yar maine kafi pahle padha tha yeh ..exactly yad nahi h... jitna yad h bta rha hun..

    1.Deregulation=it indirectly means Disinvestment +Minimum interference in management+ CRR/SLR kam karne k lye bol rahe h...

    2.Differentiation= it means govt should differentiate between good performing banks and bad performing banks(PSB's) and reward accordingly..govt grant deti h survey keh rha h ki jo acha perform kar rha h use paisa do aur jo nahi kar rha use paisa mat do..govt implement bhi kar chuki h ye system..

    3.Diversification =discover new method for investment of money...Gold schemes,Saving schemes,REIT etc govt le kar aa rahi h..overall it means don't just depend on Bonds or FII's

    4.Disintering =Iska matlab jis bank ka dhanda pani band ho chuka h ,business me tarakki nahi ho rahi h usse relieve kar do..abhi bank closer ka system bahut lamba h..easy banane k lye keh rahe h.. ya to bank ko merge kar denge bade bank me ya fir us bank ko close kar denge at faster rate than earlier

    there are many more things in this which i don't remember right now..just read it from survey...
    thanks man.....yes I read it later from the survey.But now after reading your post...it is much more clear...
    Thanks

    \m/
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