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Conceptual Question Economy

Both CRR & SLR are defined in terms of percentage of what?
1. Total or 2. Net

Demand and time liabilities?

Also when we have One reserve Ratio what is the need of the other?
Quotes don't inspire; People do. [ਪੰਜਾਬੀ ਸਾਹਿਤ]
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मूर्खस्य पंच चिह्नानि गर्वो दुर्वचनं तथा । क्रोधश्च दृढवादश्च परवाक्येष्वनादरः ॥
5 signs of a fool : Vanity, wicked conversation, anger, stubborn arguments, & disrespect for other's opinion.
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