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Conceptual Question Economy

Both CRR & SLR are defined in terms of percentage of what?
1. Total or 2. Net

Demand and time liabilities?

Also when we have One reserve Ratio what is the need of the other?
Humanity is above all.

Comments

  • Anyone please clear the air.
    Humanity is above all.
  • edited April 17
    Caliburn said:

    Both CRR & SLR are defined in terms of percentage of what?
    1. Total or 2. Net

    Demand and time liabilities?

    Also when we have One reserve Ratio what is the need of the other?

    Net Demand and Time Liabilities hota h.... in Total Demand and Time Liabilities ur are not considering the withdrawals made by customers but in NDTL we include the withdrawals made by customers.
    CRR &SLR bank ke pas jo paisa h us par lagta because the money bank has is their liability as they have to give it back after sometimes+they some interest to customers but if customer take their money back then it won't remain a liability for banks.(hindi me bolo to tnsn khatam ab to interest rate nahi dena padega bank ko)
  • I was expecting someone to say NDTL. So that I can ask him/her to check 12th Macro NCERT which says TOTAL clearly.
    Yahin pe dharamsankat hai bhayi.

    Caliburn said:

    Both CRR & SLR are defined in terms of percentage of what?
    1. Total or 2. Net

    Demand and time liabilities?

    Also when we have One reserve Ratio what is the need of the other?

    Net Demand and Time Liabilities hota h.... in Total Demand and Time Liabilities ur are not considering the withdrawals made by customers but in NDTL we include the withdrawals made by customers.
    CRR &SLR bank ke pas jo paisa h us par lagta because the money bank has is their liability as they have to give it back after sometimes+they some interest to customers but if customer take their money back then it won't remain a liability for banks.(hindi me bolo to tnsn khatam ab to interest rate nahi dena padega bank ko)
    Humanity is above all.
  • Caliburn said:

    I was expecting someone to say NDTL. So that I can ask him/her to check 12th Macro NCERT which says TOTAL clearly.
    Yahin pe dharamsankat hai bhayi.


    Caliburn said:

    Both CRR & SLR are defined in terms of percentage of what?
    1. Total or 2. Net

    Demand and time liabilities?

    Also when we have One reserve Ratio what is the need of the other?

    Net Demand and Time Liabilities hota h.... in Total Demand and Time Liabilities ur are not considering the withdrawals made by customers but in NDTL we include the withdrawals made by customers.
    CRR &SLR bank ke pas jo paisa h us par lagta because the money bank has is their liability as they have to give it back after sometimes+they some interest to customers but if customer take their money back then it won't remain a liability for banks.(hindi me bolo to tnsn khatam ab to interest rate nahi dena padega bank ko)
    maine nahi padhi NCERT keval mrunal aur coaching notes dekha h +some googling ...page no btao NCERT ka
  • Caliburn said:

    I was expecting someone to say NDTL. So that I can ask him/her to check 12th Macro NCERT which says TOTAL clearly.
    Yahin pe dharamsankat hai bhayi.


    Caliburn said:

    Both CRR & SLR are defined in terms of percentage of what?
    1. Total or 2. Net

    Demand and time liabilities?

    Also when we have One reserve Ratio what is the need of the other?

    Net Demand and Time Liabilities hota h.... in Total Demand and Time Liabilities ur are not considering the withdrawals made by customers but in NDTL we include the withdrawals made by customers.
    CRR &SLR bank ke pas jo paisa h us par lagta because the money bank has is their liability as they have to give it back after sometimes+they some interest to customers but if customer take their money back then it won't remain a liability for banks.(hindi me bolo to tnsn khatam ab to interest rate nahi dena padega bank ko)
    lo bhai RBI ki website se clear kar lya NDTL hi hota h ..
    https://www.rbi.org.in/scripts/BS_ViewMasCirculardetails.aspx?id=9067





  • Thanks Bhai,
    NCERT 12th new page 40 first line (which starts from last page) reads as -

    ".....There is another tool called SLR which requires the banks to maintain a given fraction of their total demand and time deposits in the form of specified liquid assets........"

    Sorry - Photo attach hi nahi ho raha Forum app pe.
    Humanity is above all.
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